The mortgage industry has changed rapidly in the last six months. It was easy to get clients last year and especially the year before, but because of the media hype about the economy, everyone is too

What is a mortgage payment holiday? Many of today's mortgages come with a feature known as a mortgage payment holiday. This allows the borrower to, on occasion, delay making a mortgage payment for a

This year's Budget contained some good news for first-time buyers and homemovers. The Government has extended its stamp duty holiday on properties costing up to £175,000 until the end of 2009. T

First-time buyers have faced a conundrum over the last couple of years. After years of house prices spiralling out of reach of the average first-time buyer, they have finally fallen. But in a cruel

In addition to rates we like to look at mortgage payments. Using a mortgage calculator we took rates from this week and translated them into a mortgage payment for a 200k loan. We also did the same

Being a first time home loans buyer your first home should be one of the most exciting times in your life! But ask most first time home loans buyers and they'll probably treat you to horror stories

A Line Of Credit involves having all your income paid into your loan account, and can be a very powerful tool for reducing the size of your loan and the time it takes to pay it off. With a Line Of Cr

Remember however that not all lenders will advance a mortgage to buy a second (or holiday) home, and that in any event you will have to show that you can afford not just this mortgage but any other th