A few years ago the credit card merry-go-round really hit its peak. So-called ‘rate tarts' could switch their debts from one 0 per cent balance transfer deal to another, never incurring any inte

After a rather unsavoury incident at his local bank, Stephen Jones vents his spleen on promises of 'pre-approved' and 'guaranteed' loans... Forgive me, I usually try to make these blogs fairly object

Credit card customers have been given a boost after new rules to protect them from unfair treatment were launched today (15 March). The best news among the measures is a change in what banks call the

You owe $8,000 on a credit card at 18% interest. If you make the minimum payment of about $200 a month it will take you over 26 years to pay it off and you will pay over $11,000 just in interest. Ouch

Consumers who buy goods with a debit card could enjoy the same protection as those who use a credit card, if new plans to shake up the industry get the go-ahead. In the current uncertain climate, man

Got the blues about your plastic? Don't panic It's not unusual to worry about money early in the year. The festive period puts a dent in many people's pockets and dealing with the fallout can often m

There are 11 million more credit cards in the UK than there are people* and when used in the right way our flexible friends can be brilliant financial tools. But fall into the traps set by providers

QUESTION: If I pay off the balance on my credit card every month, which cards offer benefits and what are they? ANSWER: During the 90s, people using credit was often seen as a sign of economic stress